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Blue Sky Lenders
Use real estate equity to get cash for your business
Personal Service | Private Lending
About Us
At Blue Sky Lenders, once we determine the loan you need, we will match you directly with a private lender for a collateral-based lending solution. We will focus on your assets rather than your credit score. Whether you’re purchasing property, expanding a business, or bridging financial gaps, we can give you flexibility and solutions that banks won't. Our streamlined review, lender matches and approvals are fast! We can help you unlock the value of your assets and put you on the path to achieve your goals.
Why Blue Sky Lenders?
Personal
We offer you 1:1 support from our Solutions Advisor to talk through the options that best meet your needs.
Fast
We can close your loan very quickly once we have the details and docs on your collateral property.
Flexible
Do you have a unique scenario? Let us know and we'll work with you to find a solution!
Solution Oriented
Our focus is on enabling your growth, not unnecessary income verification or credit checks.
What Makes Blue Sky Different?
OTHER LENDERS
660
Minimum Credit Score Required
45%
Debt-to-Income Ratio Required
$100K
Minimum Loan Amount
BLUE SKY LENDERS
No Minimum
No Minimum Credit Score Required
No Requirement
No Debt-to-Income Ratio Requirement
As Low As $35K
Minimum Loan Amount
Four Easy Steps To Get Your Funds
#1
Apply
Complete application in just a few minutes. It's easy!
#2
Assess
Talk with our Solutions Advisor to discuss your needs and our lending capabilities.
#3
Accept
All loan terms from a private direct lender will be clearly defined. You decide if it works for you!
#4
Achieve
Receive your funds and begin to achieve your growth goals. You're on your way!
Examples of Ways To Use Funds
Loans From Blue Sky Lenders
Expand Your Business
Ready to take your business to the next level? Using your real estate assets as collateral, you can obtain the financing you need to grow—whether it's for new equipment, hiring, or real estate rehab.
Get Funds Fast
We specialize in asset-based lending, giving you the freedom to leverage your assets for fast, flexible funding. Our process is simple and streamlined, so you can focus on making the most of your investment or business growth
No Credit Checks
Because we offer private lending options that rely on your real estate collateral, you can bypass the traditional credit checks of institutional lenders.
Flexible Financing
You may be able to finance your fees as well. That means you could potentially close without any money down.
Short Term
We offer a standard 12 month term. If need be, it may be extended to 24 months .
Fast, Flexible Funding To Fuel Your Business Growth
FAQs
Some quick answers to the most commonly asked questions!
What is collateral based private lending?
Collateral based lending is a type of financing where borrowers use their assets as collateral to secure a loan from a private lender, rather than a traditional bank or financial institution. In our deals, the borrower pledges their real estate asset as security for the loan.
What types of collateral are accepted?
Non primary residence real estate and commercial property are the typical collateral types used. The collateral reduces our risk and allows us to provide financing even if you don't have a high credit score or extensive financial history.
How is the value of the collateral determined?
With an appraisal. For properties, a licensed real estate appraiser will conduct an in-depth assessment of the property’s value. This involves analyzing factors such as the location, condition, size, market demand, and recent sales of comparable properties in the area.
What are the advantages of a collateral based private lender for borrowers?
Collateral-based loans can offer you several advantages: flexibility, small loan amounts, freedom from credit checks and debt-to-income ratio requirements.
What happens if I can't make my payments?
If you are unable to make your payments on a collateral-based loan, we have the right to take possession of the property you put up as collateral. If you are unable to make your payments, it's important that you contact us immediately so that we can work together on a mutually benefical solution.
Can I use the collateral for other purposes while the loan is active?
Yes, you can continue to use the property that you've pledged as collateral. For example, if it’s a rental property, you can continue to rent it out.